My ace in the hole came through! I didn’t get as much cash as I expected, but I did get enough to pay off all but $300 of CC2!
That brings me to:
And CC2 will probably be zero by the end of the week, after I’ve had a chance to balance the budget.
If I don’t have the entirety of my credit card debt paid off by December, then I’m doing something majorly wrong. I’ve barely spent money, I just pay, pay, pay as money rolls in to the credit cards, and soon I will be commanding a higher salary. I’ve also taken on some private lessons and I will be shortly leaving for a babysitting gig. These credit cards do not stand a chance! I just need to keep my focus, especially with the prospect of furnishing a house coming just around the corner. We are trying to come up with a plan on furnishing our home that won’t break the bank but still get nice, sturdy pieces that will last us a long time.
Salt put me on to another website in the debt pay down realm- SaveUp. It easily linked to ALL of my accounts, no problem, within minutes. It also gives you credits for saving and paying down debt which you can use towards entering in for prizes (certificates of deposit, cash, jackpots, loan payments, vacations, etc.). I love the concept, it is already high on my list since it was so easy to link my accounts and if I actually do win some prizes, even better!
Why do I keep on endorsing these sites? Because as much as I like the idea of making a personal budget and forcing myself to spend in a certain way, it just doesn’t happen. These sites allow me to see EVERYTHING in one picture, so if you’re like me, you always need new tools to discover and help you in fighting your debt. Someday I’ll develop a true sense of self-discipline and create a beautiful spreadsheet of expenditures, but it hasn’t happened yet and until I do, I like these websites that help out!
And, by the way, HAPPY HALLOWEEN!