Sorry I haven’t been around much! Life is busy. I leave at 7:30 every weekday morning, return home 7 pm or later Mondays-Thursdays and after 5 pm on Fridays, and I am so wiped by the weekend that I don’t feel like doing much beyond Krav Maga, watching TV and playing with the pets. That doesn’t mean I’m not taking care of my finances, I do still take care of them [mostly]. But, because I haven’t been writing on my blog much, I don’t have myself and you, my audience, keeping me accountable as much as I need. I let little purchases slip through the cracks more often than I did even a few weeks ago. I suspect it has a lot to do with my not getting much sleep this month, adds to my everyday apathy (of all the adjectives that were used to describe me growing up, my family used “apathetic” the most.).

I did take one major step for my financial freedom. I contacted my ace-in-the-hole and as of yesterday have sent them what they need to make some financial determinations. I suspect I will hear from them within a few days. My biggest fear is I won’t get as much money as I’m expecting/hoping, that they’ll find a reason to negate everything. So, please say a little prayer that your pal, me, gets what I am hoping to get. And, for those of you who are salivating to know what this ace-in-the-hole is, I have decided to remain silent as to the full crux of the situation even after it’s resolved. You can blame my job, it has me pretty jaded and not wanting to give anyone any ideas.

I also did my taxes earlier this month. Got my refund last week, and every single penny is going to the wedding. Sorry, thought I would put it toward the debt??? Can’t, I’m trying to prevent future debt and have to pay many of my vendors by check, so I have to make sure I have the money to pay them!

I do believe paying off the cosmetic loan WILL happen in March. I did my naughty spending the last few weekends (an impromptu date night with a girlfriend, a night out with some other friends, some new tops and a facial I got on special) and have resolved that that’s it, full speed ahead! CC2 may be another story because I have put some wedding purchases on it such as the invites and favors as well as some medical expenses. But, again, pray that the ace-in-the-hole comes through and that I can pay off CC2 sooner rather than later!

I hope you all are doing well dear readers! Don’t forget to do your taxes- the sooner you file, the sooner you get your refund (if you get one)!


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