It finally happened- I have another cat! After years and years of my pining over the cute kittens at the local Petsmart, fiance saw one he liked enough to say “Okay, you can have another cat.” So, as of today, she lives with us!
What has this to do with my budget?
Well, there’s the adoption fee, the cost of feeding another mouth and the vet fees. As long as she’s healthy like my other cat, she shouldn’t be too expensive. I don’t have to worry about most of her shots and spaying, they’ve all been done, and that takes a huge burden of money off my shoulders.
But, of course, this money has to come out of something for now.
I had decided to just pay what I had budgeted on CC1 and didn’t add anything extra to the payment despite having a little bit of extra cash in the bank. I had actually decided to do this a few days before the possibility of adopting the kitten even came about. But, having the extra money in the bank allowed me to adopt her. So, there you have it. I continue on my steady path, with no hopes of early payoffs.
At this point, I have to say I’m comfortable. Yes, I wanted to get out of debt and quickly, but right now I’m comfortable with the pace I’m doing it at, hence why I didn’t invest more money into paying off the debt this month. Perhaps after the new year I’ll feel reinvigorated- I had wanted to bump up my student loan payments starting in January- but for now, the way I’m doing things is working for me. I know CC1 will definitely be paid off in December, CC2 and cosmetic loan…?
Supposedly, the people at my new job received a decent bonus last year. However, with hiring two new doctors as well as yours truly, they aren’t expecting much this year. But, goodness only knows I’ve been working my butt off doing A/R’s and managed to bring in a few thousand dollars within a couple of days. I’m still hoping for a decent enough of a bonus to pay for Christmas gifts. Fiance and I agreed to a fairly modest Christmas budget for each other, so it helps to not feel so guilty and spending more because of that guilt.
I really need to clean up the rest of my house and get rid of things, so this time, for real, I’m going to post stuff on eBay. I have four uninterrupted days next weekend to get things done, I may as well take advantage of the fact and post stuff up. Also, a friend posted a pin on Pinterest regarding how to make extra money for the holidays. When I went to the link, the blog had 31 different ideas, so I think I’ll be implementing the first one I read, trading in stuff to Amazon for credit. I could use the credit to buy things for my nieces and nephews if I decide to not go the cash route with them. I don’t have high hopes for either method, but it has a double benefit of putting a little bit of cash in my pocket and getting rid of things.
In fact, I think I’ll sign off this post now and try that Amazon thing!