June is almost over, and I’ll have a better hold on how I did in 10 days, but I thought I would post a little update for now.
I would say I’ve been 80% faithful to the envelope system. I had a couple of medical bills that needed to be taken care of. One of them I did via debit, the other credit. I also had to buy a wedding gift (with debit). I bought some cleaning supplies yesterday with debit and some clothes on credit. Otherwise, I’ve been trying to shop less and when I do go out, I try to make the conscientious effort to pull out cash. I think by the end of the month I’ll have some money left over and then revise some of my budgeting- I’ve budgeted a total of $500 for regular expenses (food, entertainment, gas and eating out), but hope to go down to $400 for July. I’ll also consolidate my “food” and “eating out” categories into one.
If, by the end of June, I’ve done well otherwise, I’m thinking of treating myself to one of these:
…or, see if I can get some free fabric off of Freecycle or Craigslist and make my own since I did buy a sewing machine a few months ago for such projects!
As for paying down debts, I am continuing to make my standard payments until my budget and monthly income becomes clearer in a few days. No increase to revenue yet, but I’ll discuss that more in my end of month update!